The Credit Card Authority delivers fast, secure and innovative payment solutions to thousands of merchants from coast-to-coast. 

About Us

Our merchants range from local, family-owned smaller businesses to larger corporate clients.  We recognize that all businesses and clients are unique – there is no “one size fits all” model for payment processing; therefore, we tailor all of our products and services to the individual needs of our clients to enhance overall satisfaction.

As a single-source payments provider, we provide our clients with a comprehensive suite of innovative payment solutions, for in-person or online transactions, including credit, debit, E-Commerce, gift, checks, mail order/telephone order, Point-of-Sale (POS) solutions, and Mobile payments.  Additionally, we continually invest in our people and technological infrastructures to ensure our clients realize an optimal payments experience. We pride ourselves on delivering the best services in the industry, as well as having the best talent in the customer care and technical support arena.

Our Approach

We always strive to deliver our clients and partners a low-cost, high-value payments package. That’s why Interchange, assessments and fees are closely monitored and passed through at cost under full disclosure for all of our clients. In addition, all of our technology, data security tools, real-time reporting, data storage, US-based support, and dedicated relationship management are all included in a simple transaction fee.  There are no additional charges for account set up, server licenses, system upgrades, enhancements, maintenance, redundancy or disaster recovery services.

Our continued aim is to make partnering with The Credit Card Authority easy, and we will work to earn your business every day.


After years of working in the financial services industry Jim was introduced to the merchant services industry in 2000. It was clear to him credit card acceptance was only going to expand from where it was at that time. He quickly learned the industry top to bottom realizing that to gain a competitive edge one would need to gain an encyclopedic knowledge of its many different facets.

One undeniable fact was the support any merchant receives when they are in need of assistance is what differentiates the “gold standard providers” from those that simply sell merchant accounts. By ensuring all support staff are US based, and utilizing the skills amassed over nearly 20 years in the industry supporting 50,000+ merchants and over 800 agents Jim has established the best support staff in the industry. With his many strategic partnerships, and extensive industry knowledge he is able to overcome any challenge he is faced with quickly and efficiently.